Terms & Conditions

Last updated: 9/9/2026

1. Acceptance

By accessing this website, submitting an application, or opting in to receive communications from LEGACY TRUST FINANCIAL LLC ("LEGACY TRUST FINANCIAL", "we", "us", "our"), you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use the site or submit an application.

2. Recruiting Application

Submitting an application does not constitute an offer of employment, contract, or partnership. LEGACY TRUST FINANCIAL LLC ("LEGACY TRUST FINANCIAL") reserves the right to evaluate, accept, or decline applications at its sole discretion.

3. SMS / Text Messaging Program

3.1 Program Description. LegacyTrust Financial Group operates an SMS messaging program for consumers who request information about life insurance products and services and for applicants and prospective agents who request information about opportunities with LegacyTrust Financial Group.

Consumer messages may include requested insurance information, responses to insurance inquiries, appointment scheduling and confirmations, appointment reminders, insurance application updates, and policy or service-related communications. Recruiting messages may include application responses, interview scheduling, onboarding, licensing, and related recruiting communications.

3.2 Opt-In and Consent. Consumers may opt in by providing their mobile phone number through an applicable LegacyTrust Financial Group web form and affirmatively selecting the SMS consent checkbox before submitting the form. The checkbox is not pre-selected. Consent to receive SMS messages is not a condition of purchasing goods or services.

Applicants and prospective agents may separately opt in through applicable recruiting forms.

By opting in, you confirm that you are the subscriber or customary user of the mobile number provided and consent to receive SMS messages from LegacyTrust Financial Group at that number.

3.3 Message Frequency. Message frequency varies depending on your interaction with LegacyTrust Financial Group.

3.4 Fees. Message and data rates may apply.

3.5 Opt-Out. You may unsubscribe from SMS messages at any time by replying STOP. After receiving a STOP request, LegacyTrust Financial Group may send a confirmation message and will stop sending additional SMS messages unless you subsequently opt in again.

3.6 Help. Reply HELP to any SMS message for assistance or contact chrisg@legacytrustfinancial.us.

3.7 Carrier Disclaimer. Wireless carriers are not liable for delayed or undelivered messages.

3.8 Privacy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes. Please review our Privacy Policy for additional information regarding how LegacyTrust Financial Group collects, uses, and protects personal information.

3.9 Eligibility. You must be at least 18 years old to participate in our SMS messaging program.

4. Eligibility

You must be at least 18 years old and legally authorized to work in the United States. Licensing requirements vary by state.

5. Truthful Information

All information you submit must be truthful and accurate. Misrepresentation may result in disqualification or termination.

6. Intellectual Property

All content on this site — including text, graphics, logos, and the LEGACY TRUST FINANCIAL brand — is owned by LEGACY TRUST FINANCIAL LLC ("LEGACY TRUST FINANCIAL") and protected by applicable law.

7. Disclaimers

Income statements or earnings claims (if any) are estimates and not guarantees. Results vary based on effort, market, licensing status, and other factors.

8. Limitation of Liability

To the maximum extent permitted by law, LEGACY TRUST FINANCIAL LLC ("LEGACY TRUST FINANCIAL") is not liable for indirect, incidental, special, or consequential damages arising from your use of this site or our SMS program.

9. Governing Law

These Terms are governed by the laws of the state in which LEGACY TRUST FINANCIAL LLC ("LEGACY TRUST FINANCIAL") is organized, without regard to conflict-of-law principles.

10. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent version. Continued use of the site or our SMS program after changes are posted constitutes acceptance.

11. Contact

Questions about these Terms or our SMS program? Contact us:

Email: chrisg@legacytrustfinancial.us

Phone: 760-898-8262

Address:
3806 Mcallister Dr, Clarksville, TN 37042